Chris Skinner

One of the world's most authoritative voices on fintech, banking and the AI-driven future of money

Overview

Chris Skinner has spent more than two decades as the independent voice financial institutions turn to for a clear-eyed view of where banking is heading — chronicled daily on his blog, The Finanser, and across 18 books on digital banking and fintech. His latest, Intelligent Money (2024), argues that by 2030 AI will make money embedded, autonomous and invisible within daily life — a specific, time-bound structural challenge that gives financial institutions something concrete to test their strategy against, rather than a generic warning about disruption.

Chris has advised the World Economic Forum, World Bank, United Nations and the White House, and his research draws on direct access inside transformation programmes at JPMorgan Chase, DBS, BBVA, ING and China Merchants Bank — peer-level evidence of what structural change in banking actually requires, not theory built from the outside looking in. He holds a 2023 Lifetime Achievement Award from The Payments Association and was named among the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News.

Career Highlights

• Author of 18 books on digital banking and fintech, including Digital Bank, Doing Digital and Intelligent Money (2024)

• 2023 Lifetime Achievement Award, The Payments Association

• Named among the Top 40 most influential people in financial technology, Wall Street Journal's Financial News

• Founder and Chair, the Financial Services Club (est. 2004)

• Visiting lecturer, Cambridge University; TEDx speaker

• Advisor to the World Economic Forum, World Bank, United Nations and the White House

• Author of The Finanser, a daily financial markets and technology blog running more than two decades

• Regular commentator on BBC News, Sky News, CNBC and Bloomberg

Key Speaking Themes

• AI's structural impact on banking and financial services

• The future of money: embedded, autonomous, invisible

• Digital transformation in large financial institutions

• Fintech, blockchain and the internet of value

• Central bank digital currencies and cryptocurrency

Signature Talks

• Intelligent Money — why AI will make money embedded, autonomous and invisible by 2030, and what that means for the structural purpose of a bank

• Doing Digital — lessons from inside real transformation programmes at JPMorgan Chase, DBS, BBVA, ING and China Merchants Bank

• The Fintech Revolution — a global overview of the fintech landscape and the major trends reshaping financial services

What Your Audience Will Gain

Audiences leave with a specific, time-bound view of how AI will reshape the structural purpose of banking — grounded in direct research inside major financial institutions, not speculation. Chris distils complex structural shifts into their simplest, most actionable form for both traditional bankers and fintech challengers alike.

Ideal For

• Banking and financial services conferences

• Fintech and AI-focused summits

• Executive briefings for financial institutions

• Payments and digital transformation events